贷款
贷款是借来的钱，你必须 偿还. 贷款 enable students and parents to borrow money from the federal 政府ernment, 州政府, 或者私人贷款机构. It is important for students and parents to be well informed of the terms and 条件 of 贷款s prior to borrowing. 联邦政府提供的贷款, 通常称为联邦学生贷款, offer borrowers lower interest rates and have more flexible repayment options than conventional 贷款s. 学生 may choose to decline or lower the amount of 贷款 offered in your 经济援助奖励计划.
选择贷款
Alternative (private) 贷款s are managed and processed by private lending institutions to be used for educational or housing costs after exhausting all federal and state financial aid options, 或者与经济援助奖一起.
ELMselect是一个在线, lender-neutral, platform to display a historical list of lenders that students have used over the past five years. 访问 ELMSelect 查找备用贷款.
大学入学贷款 or the CAL 贷款 program provides alternative educational 贷款s to Texas students who are unable to meet the cost of attendance. 点击这里 to find out more information about the requirements and qualifications of this program.
我应该采取什么步骤来申请贷款?
直接贷款费用计算器
Use this calculator to determine the amount of money that you will either receive from your 贷款 or the amount you need to request after the origination fee. 以下所有数额均以美元表示.S. 美元.
